4.
“When my daughter was 20 and severely hooked on opioids on the peak of the capsule disaster in Staten Island, I used to be denied once I tried to put her in an in-patient facility. We had what I believed was great protection by way of an NYC union. This was after they’d already denied a prescription for Suboxone to attempt to deal with her dependancy (which I had been pressured to pay out of pocket). Insurance coverage mentioned they’d solely pay for 30 days of outpatient remedy. I defined the very individuals who offered medication waited outdoors of outpatient remedy to make gross sales. I used to be in tears and instructed the agent if she didn’t get into the correct remedy, I didn’t suppose she would make it to 21.”
“The agent then mentioned, ‘Effectively if she does, you’ll be able to kick her off your protection, she will go on Medicaid, they usually pays.’ I took the final bit of cash I had acquired from my mom’s demise (which was additionally hastened by insurance coverage denials) and spent $60,000 to assist my daughter. Fortunately, my daughter is now doing great because of her remedy, however there’s a particular place in hell for insurance coverage brokers.”
—Nameless